What is a Life Insurance Ladder Strategy?

Posted: July 7, 2021

If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy.  Calculating the Financial Needs of Your Loved Ones  The process starts with calculating your family's projected...

3 Key Differences Between Whole Life Insurance and Term Life Insurance

Posted: March 5, 2019

Insurance can be a confusing subject, and at Christensen Insurance in Susanville, California, a local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. Term...