Should You Purchase a Supplemental Insurance Policy with Medicare?
Posted: February 5, 2019
If you’re over the age of 65 and eligible, Medicare can provide relatively low-cost coverage that makes sense. There are still gaps, and some people choose to purchase supplemental insurance to cover what Medicare doesn’t. These supplemental policies are often referred to as “Medigap.” Medicare Coverage To be eligible for these supplemental policies, you must already be enrolled in Medicare Parts A and B. Part...
Protect Your Assets with Long-Term Care Insurance
Posted: January 22, 2019
Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your others assets when you reach the point of needing help for everyday tasks, such as bathing, meal preparation, cooking, shopping, laundry, administering medications and so on. Long...
When Are You Eligible for Medicare?
Posted: December 4, 2018
Medicare is America’s health insurance program for people age 65 and older. It is funded with a portion of the payroll taxes paid by workers and their employers and premiums deducted by the government from Social Security payments. People under the age of 65 with disabilities or certain health conditions can also qualify for this program. Medicare can help with medical expenses, but it does...
Think You Don’t Need Disability Insurance? Think Again!
Posted: November 20, 2018
It's not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. At Christensen Insurance, we understand these are difficult topics. Even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can protect you and your family should the unexpected occur. Disability insurance pays out...
Skipping the Dentist Can Put Your Health at Risk
Posted: November 6, 2018
Most of us don’t look forward to a trip to the dentist. However, caring for your teeth and gums is a crucial part of maintaining overall health. Research over the past decade has revealed links between tooth and gum health and several serious medical conditions. A recent study found that 40 percent of people who suffered gum disease were more likely to have another chronic...
